Effective Date: 18 May 2025
Welcome to Finance Gurudev (financegurudev.com). These Terms of Service (“Terms”) govern your access to and use of the content and services offered on this website. By accessing or using Finance Gurudev, you agree to be bound by these Terms. If you disagree with any part of the terms, then you do not have permission to access the website.
1. Acceptance of Terms
By using this website, you signify your acceptance of these Terms of Service. If you do not agree to these terms, please do not use our website. Your continued use of the website following the posting of changes to these terms will be deemed your acceptance of those changes.
2. Website Content and Informational Purposes Only
All content provided on Finance Gurudev is for informational and educational purposes only. Rakesh Pradhan, the owner and author of Finance Gurudev, is not a registered financial advisor, and the information provided on this blog does not constitute financial, investment, legal, or tax advice.
The content on this website is based on Rakesh Pradhan’s personal research, experiences, and opinions. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability concerning the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
You should consult with a qualified professional before making any financial decisions. Finance Gurudev and Rakesh Pradhan shall not be held liable for any losses or damages, direct or indirect, resulting from the use of the information provided on this website.
3. Intellectual Property Rights
All content on Finance Gurudev, including but not limited to text, graphics, logos, images, and the compilation thereof, is the property of Rakesh Pradhan and Finance Gurudev and is protected by copyright and other intellectual property laws.
You may access and use the content for personal, non-commercial use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from Finance Gurudev without the express prior written consent of Rakesh Pradhan.
4. User Conduct
You agree to use Finance Gurudev only for lawful purposes. You are prohibited from:
- Using the website in any way that could damage, disable, overburden, or impair the website or interfere with any other party’s use and enjoyment of the website.
- Attempting to gain unauthorized access to any portion or feature of the website, or any other systems or networks connected to the website.
- Posting or transmitting any unlawful, threatening, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law.
- Using the website to distribute spam or other unsolicited commercial messages.
5. Comments and User-Generated Content
Finance Gurudev may allow users to post comments and other content. By posting content on Finance Gurudev, you grant Rakesh Pradhan and Finance Gurudev a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content in any media.
You are solely responsible for the content you post. You agree not to post any content that is illegal, defamatory, infringing, or otherwise harmful. Finance Gurudev reserves the right, but not the obligation, to monitor and remove any user-generated content at its sole discretion.
6. Third-Party Links
Finance Gurudev may contain links to third-party websites or services that are not owned or controlled by Rakesh Pradhan or Finance Gurudev.
We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Rakesh Pradhan and Finance Gurudev shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
7. Disclaimer of Warranties
The website is provided on an “AS IS” and “AS AVAILABLE” basis. Rakesh Pradhan and Finance Gurudev make no representations or warranties of any kind, express or implied, as to the operation of their website or the information, content, materials, or products included on this site. You expressly agree that your use of this website is at your sole risk.
To the full extent permissible by applicable law, Rakesh Pradhan and Finance Gurudev disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Rakesh Pradhan and Finance Gurudev do not warrant that this website, its servers, or e-mails sent from Finance Gurudev are free of viruses or other harmful components.
8. Limitation of Liability
In no event shall Rakesh Pradhan or Finance Gurudev be liable for any direct, indirect, incidental, special, consequential, or punitive damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Finance Gurudev’s website, even if Finance Gurudev or a Finance Gurudev authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
9. Indemnification
You agree to indemnify, defend, and hold harmless Rakesh Pradhan and Finance Gurudev, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses (including reasonable attorney’s fees) relating to or arising out of your use of or inability to use the website or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations.
10. Changes to Terms of Service
Rakesh Pradhan and Finance Gurudev reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days’ notice before any new terms take effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our website after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the website.
11. Governing Law
These Terms shall be governed and construed under the laws of India, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our website and supersede and replace any prior agreements we might have had between us regarding the website.
12. Contact Information
If you have any questions about these Terms of Service, don’t hesitate to get in touch with us:
Rakesh Pradhan Finance Gurudev financegurudev.com [Insert Contact Email Address or Link to Contact Form Here]
By using Finance Gurudev (financegurudev.com), you acknowledge that you have read these Terms of Service and agree to be bound by them.